#핀테크 Analysis Reports
5Nu Holdings announced Q2 2026 (April-June) results of total revenue of $5.9 billion (+39% YoY on an FX-neutral basis) and net income of $1.1 billion (+49% YoY, the first time quarterly net income has topped $1 billion) (2026-08-13, Businesswire). Total customers reached 139 million, a net addition of roughly 4 million during the quarter, and the loan portfolio stood at $39.4 billion (+37% YoY). On 2026-08-14, the first trading day after the earnings release, the stock closed at $15.23, up approximately 9.3% from the previous close (system's authoritative price). During the same period, the company also disclosed final approval to commence multiple banking operations in Mexico (2026-07-10) and an agreement to acquire 100% of Banco Porto Real to satisfy Brazilian bank branding requirements (2026-07-20).
Paymentus is a cloud-based electronic bill presentment and payment (EBPP) SaaS company. In its Q2 FY2026 earnings released after market close on 2026-08-03, it reported revenue of $360.7 million (up 28.8% year-over-year) and adjusted EBITDA of $48.8 million (up 54%, with a record-high margin of 41.3%). The company simultaneously raised its FY2026 guidance, with revenue now expected in the range of $1,443.0-$1,458.0 million and adjusted EBITDA in the range of $175.0-$185.0 million (E, management guidance). Following the earnings release, the 2026-08-04 closing price rose 29.20% from the prior day to $44.6, with trading volume of 4,597,710 shares — a 3-6x surge over the recent normal range (approximately 760,000-1,500,000 shares).
Kakao posted Q1 2026 consolidated revenue of KRW 1.9421 trillion (+11% YoY) and operating profit of KRW 211.4 billion (+66%), its highest-ever Q1 result. Talk Biz revenue was KRW 608.6 billion (+9%, with ad revenue of KRW 338.4 billion, +16%), while the Content segment, led by music and media, posted revenue of KRW 759.4 billion (+5%). On a consolidated basis for FY2025, operating revenue was KRW 8.0991 trillion and operating profit was KRW 732.0 billion (per the DART business report); founder Kim Beom-soo, Head of the Future Initiative Center, is undergoing an appeal after a not-guilty verdict at the first trial over SM Entertainment stock price manipulation allegations.
NAVER reported record-high Q1 2026 results with consolidated revenue of KRW 3.2411 trillion (+16.3% YoY) and operating profit of KRW 541.8 billion (+7.2% YoY), the best first quarter on record. For FY2025, the company posted all-time-high annual revenue of KRW 12.035 trillion (+12.1%) and operating profit of KRW 2.2081 trillion (+11.6%). Starting in January 2026, NAVER reorganized its business segments into a three-segment structure — Naver Platform, Financial Platform, and Global Challenge — and is pursuing a plan, in partnership with Nvidia, to build a 200MW AI factory by 2028.
BQAI (148780) resumed trading on 2026-08-04 following the relisting of merged shares from a 5:1 non-paid-in capital reduction (five common shares consolidated into one). The board of directors resolved on 2026-05-21 to reduce paid-in capital from KRW 15.7 billion to KRW 3.1 billion, and at the extraordinary general meeting of shareholders on 2026-06-29, shareholders approved both the capital reduction — aimed at offsetting the accumulated deficit — and the addition of new business purposes including physical AI and security tokens (STO). The company's core businesses are news-data collection, refinement and supply (RDPLINE), a news-monitoring SaaS (AISURFER), and its own small language model (RDP-N1); it recorded operating losses in every fiscal year from FY2020 through FY2025, excluding FY2023 for which data is unavailable.